Should I Seek the Help of a Workers’ Compensation Attorney?
November 9, 2021 6:29 pm Leave your thoughtsOne of the first questions you may have after sustaining a workplace injury is, “When should I engage a workers comp lawyer?” You could also wonder if you need an attorney, what kind of help they can provide, and how much it will all cost. Filing a workers’ compensation claim can be difficult when there is so much uncertainty on top of an accident.
In this article, we’ll go through some of the concerns and issues you might have about hiring a Workers Compensation Lawyer.
WHY SHOULD YOU CONSIDER HIRING A WORKERS’ COMPENSATION ATTORNEY?
In an ideal workers’ compensation case, your damage is small, and you will receive benefits without issue. However, not every workplace accident occurs in ideal circumstances. Depending on your situation, you may require the assistance of an advocate to ensure that you receive the compensation you are entitled to. If any of the following apply to you, you might consider engaging a worker’s compensation attorney:
YOU ARE SUFFERING FROM A PRE-EXISTING CONDITION.
If you have a major underlying health problem, it could be used as a reason to deny you compensation. Insurance companies and employers may argue that your current ailment was caused by a pre-existing condition and that your injury was not caused by a workplace accident. A pre-existing ailment, on the other hand, does not bar you from collecting benefits.
AN INJURY IN THE WORKPLACE WAS DENIED BY YOUR EMPLOYER.
If your employer refuses to admit that your accident occurred at work or was caused by your job duties, problems may ensue. A worker’s compensation lawyer can prove the connection between your injury and your job. You may be denied benefits that are legitimately yours if you don’t have this link.
YOUR MEDICAL BILLS AND LOST WAGES ARE NOT COVERED BY YOUR BENEFITS.
You might be concerned about how your pay loss benefits are calculated in some circumstances. If all of your medical expenditures aren’t covered, you’re expected to pay a deductible, or some of your costs aren’t covered, incorrect calculations could leave you with fewer wage loss benefits than you deserve. A workers’ compensation lawyer can help you acquire the benefits you need to cover the costs of proper medical treatment.
YOU’VE BEEN SERIOUSLY INJURED AND WILL BE OUT OF WORK FOR A LONG TIME.
Your medical bills and treatment needs may be significant if your damage is chronic or long-term. In these situations, your employer or its insurance provider is more likely to try to lower your benefits so that they don’t have to pay massive expenditures. When you are unable to work due to a permanent or major injury, you should not have to worry about finances. A workers’ compensation lawyer can help you get the long-term benefits you’re entitled to.
WORKERS’ COMPENSATION INSURANCE WAS NOT PAID FOR BY YOUR EMPLOYER.
Employers in Pennsylvania are required by law to provide workers’ compensation coverage to all qualified employees. Even in tiny and non-profit organizations, this is true. Employers can either self-insure or go via an insurance firm to meet this insurance requirement.
You may be eligible for funds from the Uninsured Company Guaranty Fund if your employer has let your insurance lapse or has never secured insurance for you as required by law. Consult an attorney to see what choices are available to you.
YOUR EMPLOYER AND YOU DO NOT AGREE ON YOUR ABILITY TO WORK.
To decrease, reduce, or suspend your benefits, your employer or their insurance carrier may claim you can return to work with modified job obligations. A workers’ compensation attorney can analyze your circumstances and give evidence of your critical medical condition if you disagree or believe you won’t be able to return to work due to the severity of your injury. When you hire an expert attorney, you may rest assured that you will not be without a job or benefits.
YOU DO NOT UNDERSTAND THE COMPENSATION PROCESS FOR WORKERS.
If you’ve never dealt with workers’ compensation before, it can be scary. You might have concerns about how to complete our documents, your rights, what you can and cannot say, and your settlement, among other things. Even in the best-case scenario, a knowledgeable attorney can assist you with all of these issues.
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This post was written by Mark Kennedy